Loan Programs

Yes! We have lots of loan programs for you!

Higher loan limits until December 31, 2008 – Apply now!

First MortgagesConventional, FHA, VA

Conforming — Loan amounts up to $417,000 ($625,500 Hawaii & Alaska)
Conforming Jumbo --- $729,750 (CA except inHawaii and Alaska) Loan size set by geographical area.
Jumbo — Loan amounts up to $650,000 ($********* AK & HI)
Super Jumbo — Loan amounts over $650,000 (********* AK & HI)

    Fixed Rate Mortgages — For those that want stability in their home loan.

    Adjustable Rate Mortgages (ARM) — Lower interest rates and increased
purchase power.

    Interest-Only Loans — Lower interest rates, increased purchase power and
payment flexibility.

    Pay Option ARM — Choice of 4 different payments each month. Lots of
flexibility!

Combo Loans — A combination of a first and second mortgage to get the most
borrowing power.

Second Mortgages — Loans that are calculated based on the present equity in
your home.

    Equity Loans — Fixed rate second mortgages. Payments include principle and interest.

    Equity Lines (HELOC) — Adjustable rate second mortgages. Interest-only payments for a designated period of time.

Apply now!